KoKo Finance — Credit Card Advisor — Claude Code MCP Server
A hosted MCP server for US credit card recommendations, fee comparisons, and rewards optimization across client apps.
claude mcp add --transport http koko-finance https://kokofinance.net/mcp/What KoKo Finance — Credit Card Advisor does
The server connects over HTTP at https://kokofinance.net/mcp/ without local runtimes. It exposes 14 tools covering a database of over 100 US credit cards. The assistant inspects card terms, analyzes break-even points on annual fees, and lines up two or three alternatives side by side.
Calculations evaluate your credit tier, spending categories, and issuer preferences. For existing setups, the model assigns KEEP, OPTIMIZE, or CANCEL statuses against configurable dollar thresholds. It also matches merchant names like Starbucks to spending categories and detects retail credits from cards such as Amex Platinum.
Queries will fail without a free account registered via Google login on the provider's domain, which grants 250 complimentary API calls.
What it helps with
- compare annual fees and reward structures across US cards
- determine whether to renew or cancel an existing card
- identify the best card to use at a specific merchant
- evaluate portfolio health based on monthly spending categories
Example prompts for the agent
- Compare Chase Sapphire Preferred and Amex Gold based on my dining spending
- Check if my current credit card portfolio warrants cancelling any cards
- Which card earns the most rewards when shopping at Starbucks?
How to install KoKo Finance — Credit Card Advisor
Platform CLI: remote server
claude mcp add --transport http koko-finance https://kokofinance.net/mcp/Platform CLI: remote server
codex mcp add koko-finance-credit-card-advisor --url https://kokofinance.net/mcp/Config file
{
"mcpServers": {
"koko-finance-credit-card-advisor": {
"url": "https://kokofinance.net/mcp/"
}
}
}Config file
{
"servers": {
"koko-finance-credit-card-advisor": {
"type": "http",
"url": "https://kokofinance.net/mcp/"
}
}
}Platform CLI: remote server
gemini mcp add -t http koko-finance-credit-card-advisor https://kokofinance.net/mcp/Step by step, with commands for each platform: How to add an MCP server to Claude Code, Codex, Cursor, VS Code, Gemini CLI and more
Questions about KoKo Finance — Credit Card Advisor
How do I install KoKo Finance — Credit Card Advisor in Claude Code?
Run claude mcp add --transport http koko-finance https://kokofinance.net/mcp/ or claude mcp add --transport http koko-finance-credit-card-advisor https://kokofinance.net/mcp/ in your terminal. You also need to sign up on kokofinance.net using Google to activate the initial 250 calls.
What does KoKo Finance — Credit Card Advisor do?
It connects your AI client to data on 100+ US credit cards. The tools compute net values, analyze renewal decisions, and recommend cards tailored to spending categories.
Does this server require running a local script?
No local files or Node/Python environments are needed. It runs as a hosted HTTP endpoint at https://kokofinance.net/mcp/.
