Finology Student Loan Calculator — Claude Code MCP server: setup
Compare US federal student loan repayment plans, estimate payments, and check eligibility. Useful when weighing plan options or married filing statuses.
claude mcp add --transport http student-loan https://mcp.finology.tech/freeWhat Finology Student Loan Calculator does
The server compares Standard, RAP, IBR, PAYE, and ICR plans, including monthly payments, lifetime loan cost, projected forgiveness, and tax on forgiven amounts. It also explains why a borrower is excluded from a plan. Calculations run on Finology’s servers; the local package connects through npx and needs no API key or account.
Separate tools compare the loan costs of joint and separate tax filing for married borrowers, and estimate a RAP payment. The RAP estimate requires the borrower’s AGI. The filing comparison covers loan costs but not the tax effects of filing separately, so it cannot settle the full tax decision.
What it helps with
- compare eligible federal repayment plans
- find out why a borrower is excluded from a plan
- estimate a RAP payment from AGI
- compare loan costs under joint and separate filing
Example prompts for the agent
- Compare the eligible repayment plans for my federal student loan and explain any exclusions.
- Estimate my monthly RAP payment using my AGI.
- Compare the loan cost of joint and separate filing, including my spouse’s federal loan balance.
How to install Finology Student Loan Calculator
1Platform CLI: remote server
claude mcp add --transport http student-loan https://mcp.finology.tech/free2Platform CLI
claude mcp add --env FINOLOGY_API_BASE_URL=<FINOLOGY_API_BASE_URL> --transport stdio finology-student-loan-calculator -- npx -y @finology/mcp-serverReplace <…> with your own values
1Platform CLI: remote server
codex mcp add finology-student-loan-calculator --url https://mcp.finology.tech/free2Platform CLI
codex mcp add finology-student-loan-calculator --env FINOLOGY_API_BASE_URL=<FINOLOGY_API_BASE_URL> -- npx -y @finology/mcp-serverReplace <…> with your own values
Config file
{
"mcpServers": {
"finology-student-loan-calculator": {
"url": "https://mcp.finology.tech/free"
}
}
}{
"mcpServers": {
"finology-student-loan-calculator": {
"command": "npx",
"args": [
"-y",
"@finology/mcp-server"
],
"env": {
"FINOLOGY_API_BASE_URL": "<FINOLOGY_API_BASE_URL>"
}
}
}
}Replace <…> with your own values
Config file
{
"servers": {
"finology-student-loan-calculator": {
"type": "http",
"url": "https://mcp.finology.tech/free"
}
}
}{
"servers": {
"finology-student-loan-calculator": {
"type": "stdio",
"command": "npx",
"args": [
"-y",
"@finology/mcp-server"
],
"env": {
"FINOLOGY_API_BASE_URL": "<FINOLOGY_API_BASE_URL>"
}
}
}
}Replace <…> with your own values
1Platform CLI: remote server
gemini mcp add -t http finology-student-loan-calculator https://mcp.finology.tech/free2Platform CLI
gemini mcp add -e FINOLOGY_API_BASE_URL=<FINOLOGY_API_BASE_URL> finology-student-loan-calculator npx -y @finology/mcp-serverReplace <…> with your own values
Step by step, with commands for each platform: How to add an MCP server to Claude Code, Codex, Cursor, VS Code, Gemini CLI and more
Questions about Finology Student Loan Calculator
How do I install Finology Student Loan Calculator in Claude Code?
Add the remote server with claude mcp add --transport http student-loan https://mcp.finology.tech/free. Sign in with a Finology Software login to connect.
What does Finology Student Loan Calculator do?
It compares federal student loan repayment plans, estimates payments, and gives the eligibility rules behind plan exclusions.
What information is needed to estimate a RAP payment?
The borrower’s AGI is required. The server will not calculate a RAP payment without it.
