The Gambling Commission published its rollout plan for financial risk assessments targeting high-stakes online players. The industry responded with criticism, as lawyers and politicians flagged unresolved data problems and market risks.
Checks will be phased in for those depositing over £5,000 net in 24 hours. The regulator says credit bureau checks will be automatic, require no documents and leave credit scores unaffected. Chris Elliot of Wiggin Partners called the plan pragmatic but questioned whether the commission can resolve discrepancies between credit agencies — different bureaus return different results for the same player. Melanie Ellis of Northridge Law confirmed the problem remains unsolved.
Elliot also demands proof that FRA will cut operator GGY by screening out problem gamblers rather than everyone who refuses checks or moves to unlicensed sites. He fears the commission will use compliance reviews to quietly impose stricter measures on operators.
The British Horseracing Authority called FRA rollout 'self-harm on an immense scale'. Chief executive Brant Dunshea warned of serious consequences for racing and the British economy. He argues checks will push customers to the black market, and pilot tests already revealed practical difficulties despite the regulator's claims of a frictionless process.
Louie French, shadow gambling minister for the Conservatives, posted a LinkedIn video calling the commission's actions a dereliction of duty. He demanded FRA be put before Parliament so MPs can assess the impact on players and British sport.
