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mnemopay — Claude Code plugin for agent payments and setup

Add payment, escrow shopping, and spending-history commands to Claude Code. Use mnemopay when an agent needs to charge for tool use or manage transactions.

Install into Claude Code · Plugin marketplace All methods and platforms ↓
/plugin marketplace add anthropics/claude-plugins-community
/plugin install mnemopay@claude-community
Open on GitHub

What mnemopay does

mnemopay adds commands to bill agents for API calls and tool use, check balances, review transactions, and finish payments by releasing escrow. The shop command searches for products and buys them with escrow protection. fico reports an agent credit score on a 300–850 scale.

The plugin bundles the MnemoPay MCP server, which starts through npx @mnemopay/sdk. Use remember and recall to save and search records kept in a hash-chained memory. Payments run in mock or sandbox mode by default; real Stripe or Paystack payments require STRIPE_SECRET_KEY or PAYSTACK_SECRET_KEY and a setting for MNEMOPAY_PAYMENT_RAIL.

Real Stripe and Paystack transactions need their respective secret keys. Commerce can use firecrawl, shopify, or mock, selected with MNEMOPAY_COMMERCE_PROVIDER.

What it helps with

  • bill an agent for an API call or tool run
  • check an agent’s balance and credit score
  • buy a product with escrow protection
  • search saved memory for a past note
  • review spending and release a pending transaction

Example prompts for the agent

  • Charge 0.50 for image generation with /mnemopay:charge.
  • Find wireless headphones under $50 and buy them with escrow using /mnemopay:shop.
  • Show spending from the last 7 days with /mnemopay:history.

How to install mnemopay

Plugin marketplace

/plugin marketplace add anthropics/claude-plugins-community
/plugin install mnemopay@claude-community

Step by step, with commands for each platform: Claude Code plugins: marketplaces, installing, and building your own

Questions about mnemopay

How do I install mnemopay in Claude Code?

Run /plugin marketplace add anthropics/claude-plugins-community, then run /plugin install mnemopay@claude-community.

What does mnemopay do?

It adds agent payment commands, escrow-protected shopping, credit scores, and transaction history. It can also store and search memories in a hash-chained record.

Do I need API keys for mnemopay payments?

The default is mock or sandbox payments. For live Stripe or Paystack transactions, set the matching secret key and choose the rail with MNEMOPAY_PAYMENT_RAIL.

Source text

claude-plugin · Apache-2.0
# MnemoPay Claude Code Plugin

Payment infrastructure for AI agents. Gives Claude Code a full financial stack: charge for services, manage balances, shop autonomously with escrow, track credit scores, and persist memories with cryptographic integrity.

## Skills

| Skill | Command | What it does |
|-------|---------|-------------|
| charge | `/mnemopay:charge` | Bill agents for API calls or tool usage |
| balance | `/mnemopay:balance` | Check agent balance and financial status |
| shop | `/mnemopay:shop` | Search products, buy with escrow protection |
| fico | `/mnemopay:fico` | Agent Credit Score (300-850) and reputation |
| remember | `/mnemopay:remember` | Store data in hash-chained persistent memory |
| recall | `/mnemopay:recall` | Search and retrieve stored memories |
| history | `/mnemopay:history` | View transaction history and spending |
| settle | `/mnemopay:settle` | Finalize pending transactions, release escrow |

## Setup

The plugin bundles the MnemoPay MCP server. No additional configuration needed — install the plugin and the server runs automatically via `npx @mnemopay/sdk`.

### Optional environment variables

For real payment rails (defaults to mock/sandbox):

- `STRIPE_SECRET_KEY` — Stripe payments
- `PAYSTACK_SECRET_KEY` — Paystack payments (NGN)
- `MNEMOPAY_PAYMENT_RAIL` — `stripe`, `paystack`, or `mock`
- `MNEMOPAY_COMMERCE_PROVIDER` — `firecrawl`, `shopify`, or `mock`

## Examples

```
/mnemopay:charge 0.50 for image generation
/mnemopay:balance
/mnemopay:shop wireless headphones under $50
/mnemopay:fico
/mnemopay:remember Jerry prefers Paystack for NGN transactions
/mnemopay:recall payment preferences
/mnemopay:history last 7 days
/mnemopay:settle
```

## License

Apache-2.0

© mnemopay · Apache-2.0 · mnemopay/mnemopay-sdk

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