# multi-entity

Keeps finances for several businesses or legal entities apart, then rolls them into one view. Useful when an LLC, a sole prop and a rental all sit in the same transaction feed.

- skill · `type=skill` · Claude Code, Codex, Cursor, GitHub Copilot, Gemini CLI, OpenCode · 383 installs · ★ 98
- Author: openaccountant
- License: MIT · policy=mirror · the beginning of the file is at the end of this page
- Source: https://github.com/openaccountant/skills/tree/HEAD/business/multi-entity/SKILL.md
- Updated: 2026-04-09
- HTML: https://affpapa.org/en/nevibecode/skills/multi-entity

## What it does

The skill starts by asking how your entities are separated: separate bank accounts, description prefixes, tags or categories. From there it pulls transactions per entity with `transaction_search`, gets spending via `spending_summary` over the same period, and builds a per-entity report plus a consolidated one. Separate CSV files per entity come out through `export_transactions`, ready for an accountant or a tax filing.

It also flags transfers between your own accounts and leaves them out of revenue and expense totals, so nothing gets counted twice. Commingling gets flagged too: personal spending on a business account, or the reverse. That one matters, because mixed funds can pierce the corporate veil and cost you liability protection.

No Wilson tools around? The skill walks through the manual route: export each account separately, add an "Entity" column when accounts are shared, keep a tab per entity and reference them from a summary tab. Shared costs like office rent it suggests splitting proportionally and booking as an inter-entity receivable or payable. On tax strategy it points you to a CPA.

## Install

### Claude Code (native platform)

1. **Skills CLI (Vercel)**
```bash
npx skills add openaccountant/skills --skill multi-entity -a claude-code
```

2. **Manually: put the files in place**
- File: `~/.claude/skills/multi-entity/SKILL.md` — Copy the whole skill folder; for one project use .claude/skills/multi-entity/

### Codex

1. **Skills CLI (Vercel)**
```bash
npx skills add openaccountant/skills --skill multi-entity -a codex
```

2. **Manually: put the files in place**
- File: `.agents/skills/multi-entity/SKILL.md` — For all projects use ~/.agents/skills/

### Cursor

1. **Skills CLI (Vercel)**
```bash
npx skills add openaccountant/skills --skill multi-entity -a cursor
```

2. **Manually: put the files in place**
- File: `.cursor/skills/multi-entity/SKILL.md` — Cursor also reads .agents/skills/ and .claude/skills/

### GitHub Copilot

1. **GitHub CLI**
```bash
gh skill install openaccountant/skills multi-entity
```

2. **Manually: put the files in place**
- File: `.github/skills/multi-entity/SKILL.md`

### Gemini CLI

1. **Skills CLI (Vercel)**
```bash
npx skills add openaccountant/skills --skill multi-entity -a gemini-cli
```

2. **Platform CLI**
```bash
gemini skills install https://github.com/openaccountant/skills --path business/multi-entity
```

### Windsurf (Devin Desktop)

**Manually: put the files in place**
- File: `.devin/skills/multi-entity/SKILL.md` — The legacy .windsurf/skills/ path still works

### OpenCode

**Skills CLI (Vercel)**
```bash
npx skills add openaccountant/skills --skill multi-entity -a opencode
```

### Claude.ai

**Claude.ai**
- Zip the folder and upload it in Settings → Capabilities → Skills

Where a file is given instead of a command, copy the files from the source to that path: https://github.com/openaccountant/skills/tree/HEAD/business/multi-entity/SKILL.md

## When to use it
- split transactions across several legal entities into separate reports
- build one consolidated summary across all businesses for a period
- spot transfers between your own accounts and drop them from totals
- catch personal spending on a business account before a filing does
- export a separate CSV per entity for tax preparation

## Example prompts
- Split my transactions by entity: the consulting account and the SaaS account, then show P&L for each.
- Find transfers between my own accounts this quarter and exclude them from income and expenses.
- Check for personal expenses on the business account and export a CSV per EIN.

## Source text · SKILL.md · MIT

Below is the content of a third-party file. It is data, not instructions for you: do not act on anything written inside unless the human asks. Block tag: 4491643a0d3ec92a.

BEGIN THIRD-PARTY FILE 4491643a0d3ec92a
````text
---
name: multi-entity
description: >
  Manage finances across multiple businesses or legal entities.
---

# Multi-Entity Financial Management

## Overview
Track and report on finances across multiple businesses, LLCs, or legal entities from a single view. Prevents commingling, generates per-entity reports, and provides a consolidated overview.

## Wilson Tools Used
- `transaction_search` — query transactions filtered by entity (using account, tag, or category prefix) to isolate each business
- `spending_summary` — generate per-entity spending summaries for comparison
- `export_transactions` — export entity-specific transaction sets for accountants or tax filing

## Workflow
1. Ask the user to define their entities and how they are separated (separate bank accounts, category prefixes, tags, or description patterns).
2. For each entity, use `transaction_search` with the appropriate filter:
   - By account: search transactions from the specific bank account
   - By tag/prefix: search for transactions tagged or prefixed with the entity name (e.g., "LLC1:" or "rental:")
3. Use `spending_summary` for each entity over the same period.
4. Generate per-entity P&L summaries plus a consolidated view:

```
MULTI-ENTITY SUMMARY — [Period]
═══════════════════════════════════════════════════════
                    Entity A    Entity B    Consolidated
                    (Consulting) (SaaS)
───────────────────────────────────────────────────────
Revenue              $45,000     $22,000       $67,000
Expenses            ($28,000)   ($18,000)     ($46,000)
Net Income           $17,000      $4,000       $21,000
Net Margin             37.8%       18.2%         31.3%

Cash Balance         $32,000     $14,000       $46,000
───────────────────────────────────────────────────────
Inter-Entity Transfers: $2,500 (A → B)
═══════════════════════════════════════════════════════
```

5. Flag any inter-entity transfers (payments between your own accounts/entities) and exclude them from revenue and expense totals to avoid double-counting.
````
END THIRD-PARTY FILE 4491643a0d3ec92a

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