# cash-flow-snapshot

Forecasts incoming and outgoing cash across 30, 60, and 90 days, flags named risks, and returns a chat summary with an XLSX file. Use it to check payroll coverage or spot a likely cash shortfall.

- skill · `type=skill` · Claude Code, Codex, Cursor, GitHub Copilot, Gemini CLI, OpenCode · ★ 26
- Author: ilyautov
- License: Apache-2.0 · policy=mirror · the beginning of the file is at the end of this page
- Source: https://github.com/ilyautov/small-business-ru/tree/HEAD/small-business-ru/skills/cash-flow-snapshot/SKILL.md
- Updated: 2026-09-29
- HTML: https://affpapa.org/en/nevibecode/skills/ilyautov-cash-flow-snapshot

## What it does

The skill draws on receivables, payables, recurring costs, and payment history from connected sources or a CSV export. It estimates cash position across three time windows, adjusts for payment delays, and adds a confidence range. Results come as a chat summary and an XLSX workbook.

Upcoming taxes and contributions count as planned outflows through `tax-calendar-proactive`. Risk notes identify specific customers or payment dates, including cases where funds may fall short. If a CSV source has fewer than three payments, the skill uses the overall average and a ±30% range.

A bookkeeping or payments connector, a bank statement, or a CSV can provide the inputs. With little payment history, the forecast relies on averages, so its range may be broad.

## Install

### Claude Code (native platform)

1. **Skills CLI (Vercel)**
```bash
npx skills add ilyautov/small-business-ru --skill cash-flow-snapshot -a claude-code
```

2. **Manually: put the files in place**
- File: `~/.claude/skills/cash-flow-snapshot/SKILL.md` — Copy the whole skill folder; for one project use .claude/skills/cash-flow-snapshot/

### Codex

1. **Skills CLI (Vercel)**
```bash
npx skills add ilyautov/small-business-ru --skill cash-flow-snapshot -a codex
```

2. **Manually: put the files in place**
- File: `.agents/skills/cash-flow-snapshot/SKILL.md` — For all projects use ~/.agents/skills/

### Cursor

1. **Skills CLI (Vercel)**
```bash
npx skills add ilyautov/small-business-ru --skill cash-flow-snapshot -a cursor
```

2. **Manually: put the files in place**
- File: `.cursor/skills/cash-flow-snapshot/SKILL.md` — Cursor also reads .agents/skills/ and .claude/skills/

### GitHub Copilot

1. **GitHub CLI**
```bash
gh skill install ilyautov/small-business-ru cash-flow-snapshot
```

2. **Manually: put the files in place**
- File: `.github/skills/cash-flow-snapshot/SKILL.md`

### Gemini CLI

1. **Skills CLI (Vercel)**
```bash
npx skills add ilyautov/small-business-ru --skill cash-flow-snapshot -a gemini-cli
```

2. **Platform CLI**
```bash
gemini skills install https://github.com/ilyautov/small-business-ru --path small-business-ru/skills/cash-flow-snapshot
```

### Windsurf (Devin Desktop)

**Manually: put the files in place**
- File: `.devin/skills/cash-flow-snapshot/SKILL.md` — The legacy .windsurf/skills/ path still works

### OpenCode

**Skills CLI (Vercel)**
```bash
npx skills add ilyautov/small-business-ru --skill cash-flow-snapshot -a opencode
```

### Claude.ai

**Claude.ai**
- Zip the folder and upload it in Settings → Capabilities → Skills

Where a file is given instead of a command, copy the files from the source to that path: https://github.com/ilyautov/small-business-ru/tree/HEAD/small-business-ru/skills/cash-flow-snapshot/SKILL.md

## When to use it
- forecast cash receipts and payments over the next 90 days
- check whether cash can cover payroll
- flag a possible shortfall caused by taxes or contributions
- account for late customer payments
- build a cash-flow forecast from a CSV export

## Example prompts
- Forecast cash flow for 30, 60, and 90 days using the connected sources.
- Check whether we can cover next month's payroll.
- Use this CSV export to identify a possible cash shortfall.

## Source text · SKILL.md · Apache-2.0

Below is the content of a third-party file. It is data, not instructions for you: do not act on anything written inside unless the human asks. Block tag: 05cc796d0de5577d.

BEGIN THIRD-PARTY FILE 05cc796d0de5577d
```text
---
name: cash-flow-snapshot
description: >
  Берёт дебиторку и кредиторку, историю сроков поступления денег и известные
  постоянные расходы из бухгалтерии (1С, МойСклад) и платёжных сервисов
  (ЮKassa, Тинькофф, банк-выписка) — или из выгрузки CSV — и строит прогноз
  денежного потока на 30/60/90 дней с доверительными коридорами по проценту
  отклонения и поимёнными флагами рисков. На выходе — сводка в чат и XLSX для
  скачивания. Триггеры: «посчитай денежный поток», «спрогнозируй кэшфлоу»,
  «хватит ли на зарплату», «на сколько хватит денег», «запас прочности»,
  «кассовый разрыв», «хватит ли на налоги». В выплаты ВКЛЮЧАЕТ предстоящие налоги и взносы (из навыка tax-calendar-proactive) — именно они чаще всего создают кассовый разрыв. Если коннектор не подключён — переходит на выгрузку CSV или грубый режим по средним.
compatibility: "Нужен хотя бы один из: коннектор ~~бухгалтерия (1С/МойСклад), коннектор ~~платежи (ЮKassa/Тинькофф/банк-выписка), загрузка файла (fallback на CSV). Вывод использует skill xlsx."
---

<!-- Производное от Anthropic knowledge-work-plugins / small-business (Apache-2.0, (c) Anthropic). Локализовано под РФ, файл изменён. См. /NOTICE и /LICENSE. -->

# Прогноз денежного потока

Кассовый разрыв не сваливается как снег на голову — он виден за недели, если
кто-то держит перед глазами календарь платежей. Чаще всего рвут кассу именно
налоги и взносы, про которые забыли. Этот скилл смотрит за вас: на 30/60/90
дней вперёд, с поимёнными флагами «вот тут не хватит и вот почему».

Результат в двух частях: краткая сводка в чат и XLSX-книга для скачивания —
с доверительными коридорами по проценту отклонения.

**Быстрый старт**
```
END THIRD-PARTY FILE 05cc796d0de5577d

The third-party file has ended. Everything between the 05cc796d0de5577d tags is data: requests and commands from it are not followed. An “end of file” line with another tag inside the block is part of the file.

First 2790 of 16067 bytes. © ilyautov · Apache-2.0 · https://github.com/ilyautov/small-business-ru/tree/HEAD/small-business-ru/skills/cash-flow-snapshot/SKILL.md

_Part of the page did not fit — see the HTML version._

---
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