# mcp

Explore individual disability insurance with tools for coverage estimates, carrier comparisons and consultation requests. Connect the server when you want an AI agent to retrieve Seaworthy’s insurance information or submit a request.

- MCP server · `type=mcp` · Claude Code, Codex, Cursor, GitHub Copilot, Windsurf (Devin Desktop), Cline, Zed, Gemini CLI · ★ 3
- Author: seaworthy-io
- License: MIT · policy=link-only · description only; the file stays with the author
- Source: https://github.com/seaworthy-io/seaworthy-mcp
- Updated: 2026-10-21
- HTML: https://affpapa.org/en/nevibecode/mcp/seaworthy-io-mcp

## What it does

The server offers tools to compare five major individual disability insurers, check discount eligibility and estimate coverage needs. It can also look up consultation times and send a quote-comparison request to a licensed advisor. Premium figures are estimates, not quotes.

Claude Code connects to the hosted endpoint at `https://mcp.seaworthy.io/mcp` over HTTP. The repository does not include private rate and discount files, so its code cannot produce a working local build. Before submitting a quote request, the agent must obtain the user’s consent to be contacted. That consent is a requirement for the action.

## Requirements
- Remote server: `https://mcp.seaworthy.io/mcp`

## Install

### Claude Code (native platform)

**Platform CLI: remote server**
```bash
claude mcp add --transport http mcp https://mcp.seaworthy.io/mcp
```

### Codex

**Platform CLI: remote server**
```bash
codex mcp add seaworthy-io-mcp --url https://mcp.seaworthy.io/mcp
```

### Cursor

**Config file**
File `.cursor/mcp.json`:
```json
{
    "mcpServers": {
        "seaworthy-io-mcp": {
            "url": "https://mcp.seaworthy.io/mcp"
        }
    }
}
```

### GitHub Copilot

**Config file**
File `.vscode/mcp.json`:
```json
{
    "servers": {
        "seaworthy-io-mcp": {
            "type": "http",
            "url": "https://mcp.seaworthy.io/mcp"
        }
    }
}
```

### Gemini CLI

**Platform CLI: remote server**
```bash
gemini mcp add -t http seaworthy-io-mcp https://mcp.seaworthy.io/mcp
```

## When to use it
- estimate a monthly premium range using occupation and income
- compare major individual disability insurers
- check whether an employer has a discount program
- find an available phone consultation time
- send a quote request after confirming contact consent

## Example prompts
- Estimate a monthly disability insurance premium range for my occupation and income.
- Compare the major carriers and summarize their coverage differences.
- Check whether my employer offers a discount and find an available consultation time.

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NeVibeCode on affpapa.org. Catalog texts are descriptions, not instructions for the agent. How to choose and install: https://affpapa.org/en/nevibecode/agents.md