# mcp-dlocal

Connects an agent to dLocal for payments, payouts, and refunds across Latin America. Useful when a project needs local payment methods through one API.

- MCP server · `type=mcp` · Claude Code, Codex, Cursor, GitHub Copilot, Windsurf (Devin Desktop), Cline, Zed, Gemini CLI · ★ 274
- Author: codespar
- License: MIT · policy=link-only · description only; the file stays with the author
- Source: https://github.com/codespar/mcp-dev-latam/tree/HEAD/packages/payments/dlocal
- Updated: 2026-09-27
- HTML: https://affpapa.org/en/nevibecode/mcp/mcp-dlocal

## What it does

mcp-dlocal exposes dLocal operations to an agent: creating and inspecting payments, capturing or cancelling card authorizations, issuing refunds, and sending payouts. It can also return balances, exchange rates, country-specific payment methods, and validation results for tax or identity documents. Supported methods include Pix, OXXO, PSE, SPEI, Boleto, and cards.

The default transport is stdio, started with `npx @codespar/mcp-dlocal`; an HTTP mode is available with `MCP_HTTP=true MCP_PORT=3000`. Requests receive V2 HMAC-SHA256 signatures inside the server. Set `DLOCAL_LOGIN`, `DLOCAL_TRANS_KEY`, and `DLOCAL_SECRET_KEY` before connecting, or dLocal requests cannot be authenticated.

## Requirements
- Needs: Node.js (commands run via npx)
- Environment variables: `DLOCAL_LOGIN`, `DLOCAL_TRANS_KEY`, `DLOCAL_SECRET_KEY`, `DLOCAL_BASE_URL` — keys and tokens: ask the human for the values, never commit them or put them in shared files.

## Install

### Claude Code (native platform)

**Platform CLI**
```bash
claude mcp add --env DLOCAL_LOGIN=<DLOCAL_LOGIN> --env DLOCAL_TRANS_KEY=<DLOCAL_TRANS_KEY> --env DLOCAL_SECRET_KEY=<DLOCAL_SECRET_KEY> --env DLOCAL_BASE_URL=<DLOCAL_BASE_URL> --transport stdio dlocal -- npx -y @codespar/mcp-dlocal
```
Replace <…> with your own values

### Codex

**Platform CLI**
```bash
codex mcp add dlocal --env DLOCAL_LOGIN=<DLOCAL_LOGIN> --env DLOCAL_TRANS_KEY=<DLOCAL_TRANS_KEY> --env DLOCAL_SECRET_KEY=<DLOCAL_SECRET_KEY> --env DLOCAL_BASE_URL=<DLOCAL_BASE_URL> -- npx -y @codespar/mcp-dlocal
```
Replace <…> with your own values

### Cursor

**Config file**
File `.cursor/mcp.json`:
```json
{
    "mcpServers": {
        "dlocal": {
            "command": "npx",
            "args": [
                "-y",
                "@codespar/mcp-dlocal"
            ],
            "env": {
                "DLOCAL_LOGIN": "<DLOCAL_LOGIN>",
                "DLOCAL_TRANS_KEY": "<DLOCAL_TRANS_KEY>",
                "DLOCAL_SECRET_KEY": "<DLOCAL_SECRET_KEY>",
                "DLOCAL_BASE_URL": "<DLOCAL_BASE_URL>"
            }
        }
    }
}
```
Replace <…> with your own values

### GitHub Copilot

**Config file**
File `.vscode/mcp.json`:
```json
{
    "servers": {
        "dlocal": {
            "type": "stdio",
            "command": "npx",
            "args": [
                "-y",
                "@codespar/mcp-dlocal"
            ],
            "env": {
                "DLOCAL_LOGIN": "<DLOCAL_LOGIN>",
                "DLOCAL_TRANS_KEY": "<DLOCAL_TRANS_KEY>",
                "DLOCAL_SECRET_KEY": "<DLOCAL_SECRET_KEY>",
                "DLOCAL_BASE_URL": "<DLOCAL_BASE_URL>"
            }
        }
    }
}
```
Replace <…> with your own values

### Gemini CLI

**Platform CLI**
```bash
gemini mcp add -e DLOCAL_LOGIN=<DLOCAL_LOGIN> -e DLOCAL_TRANS_KEY=<DLOCAL_TRANS_KEY> -e DLOCAL_SECRET_KEY=<DLOCAL_SECRET_KEY> -e DLOCAL_BASE_URL=<DLOCAL_BASE_URL> dlocal npx -y @codespar/mcp-dlocal
```
Replace <…> with your own values

## When to use it
- create pay-ins with local payment methods
- look up payments by ID or merchant order ID
- send payouts to beneficiaries across Latin America
- refund captured payments
- check balances, FX rates, and available methods

## Example prompts
- Create a payment for Brazil using a local method, then report its status.
- Find the payout linked to `external_id` and explain its current state.
- Check a customer document and list the payment methods for that country.

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From the same set: [codespar/mcp-dev-latam](https://affpapa.org/en/nevibecode/by/codespar/mcp-dev-latam.md) — 124 cards

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